WIJAYA, T.; ALAUWIYAH, F. Digital Transformation and Governance Reform in Indonesian Cooperatives: A Systematic Literature Review Analysis toward Vision 2045. Journal of Mathematics Instruction, Social Research and Opinion, Bandung, Indonesia, v. 5, n. 2, p. 1401–1416, 2026. DOI: 10.58421/misro.v5i2.1225. Disponível em: https://journal-gehu.com/index.php/misro/article/view/1225. Acesso em: 22 sep. 2026.