Hanafi, Asti, and Fredy Hermanto. “Dictated by the Screen: Digital Payment Technoculture and the Normalization of a Cashless Lifestyle Among University Students”. Journal of General Education and Humanities 5, no. 1 (February 20, 2026): 1499–1510. Accessed April 18, 2026. https://journal-gehu.com/index.php/gehu/article/view/1039.